Elston & Travel Associates Terms and Conditions

*Offer commences 3 March 2025. To be eligible to receive services offered by Flight Centre Travel Group Limited trading as Travel Associates (referred to as Travel Associates), you must be an existing client of Elston and meet the Eligibility Criteria.

This program is to provide a loyalty benefit from being a client of Elston. Please note that Elston will cover the cost of one use of the Travel Associates program per calendar year. Any additional use beyond this will be at your own expense. However, you will retain full access to the expertise and personalised support of your designated Elston Travel Associates contact.

1. Eligible Products

Participation in an Eligible Product subject to Eligibility Criteria will provide you with automatic eligibility to receive access to the Travel Associates Program.

Elston’s Private Wealth Management Service encompasses a comprehensive range of specialist advice offerings, which include the following:

Personalised Financial Advice

Separation of Marital Assets

Philanthropy Financial Planning

Expat Advice

Succession Planning

Rural Succession

Retirement Planning

Superannuation and Self Managed Super Funds

Government Employees (Defined Benefit) Advice

Investment Only Advice

Elston Asset Management Service offers Unitise Investment Vehicles and 2 types of managed accounts; Individually Managed Accounts (IMA) and Separately Managed Accounts (SMA).

The IMA is designed for investors who require direct beneficial and legal ownership of their assets, however, still seek professional investment management and portfolio administration.

The SMA is designed for investors who require custodial services for their account such as administration, investment management and custody services, yet still want the flexibility and transparency of direct share ownership.

The Unitised Investment Vehicle is designed for investors that cannot obtain adequate diversification directly and do not like the transparency of direct assets.

Products that are not listed above, such as Insurance Products and one-off Advice Products are excluded from the scope of Eligible Products.

2. Eligibility Criteria

In order to receive the services offered by Travel Associates, you will need to ensure each of the below criteria has been met.

A current Elston client that is participating in an Eligible Product; and

Hold a minimum funds under management with Elston of $1,000,000; and

Receive an invite to participate in the Travel Associates program through Elston.

3. Exclusions

The following products and fees are excluded from the scope of eligibility.

One-off fees

Administration fees

Statement of Advice generation fee

Implementation of Advice fee