Implications for insurance in Federal Budget 2016

The Government proposed a number of significant changes to superannuation rules in the 2016 Federal Budget, with implications for life insurance held within the superannuation environment. It’s important to be on top of these, since they could have an impact on your retirement planning opportunities. Read more

Elston’s Claire McGregor wins Gwen Fletcher Memorial Award

What is the NDIS and does it affect you?

The National Disability Insurance Scheme (NDIS) is not a replacement for an insurance policy, but many Australians are being lured in by the term ‘insurance’. Read more

Woolworths’ missteps create value

The stock in focus this month is Woolworths (WOW), one of the best-known stocks listed on the ASX. WOW operates 1,138 supermarkets in Australia and New Zealand, as well as 1,445 liquor outlets including BWS, Dan Murphy’s and Cellarmasters. Read more

Can you afford the retirement you want?

One of the most common questions we are asked by clients planning for retirement in the next 5 or 10 years is ‘How much do I need?’ Compared to those who retired 20 or 30 years ago, future retirees need to plan for longer life expectancies and lower investment returns. In the past, investments of $1 million may have allowed for a very comfortable retirement, but this may not be enough in the future. Read more

Elston’s Darren Withers talks superannuation on ABC’s Lateline

The Government is facing serious fallout from its planned superannuation changes with a number of Liberal backbenchers trying to force a backdown. Read more

Superannuation: It's Never Too Early to Start Planning for Retirement

For working professionals in their thirties and forties, retirement might seem decades away. But no matter how hard it may be to picture now, for most Australians the age pension alone is not enough to fund their retirement goals. Read more

Retirement Planning? A Tailored Financial Plan is The Key to Success.

For most Australians, the definition of retirement means different things to different people. Whereas previously to retire meant a departure from paid employment, nowadays lifestyle factors affect our work-life cycle and, for some, retirement has morphed into a combination of semi retirement, career change, lifestyle change and travel. Read more