Warnings and Disclaimers

Warnings and Disclaimers

This material has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this material is General Advice and does not take into account any person’s individual investment objectives, financial situation or needs.

Before making an investment decision based on this advice you should consider whether it is appropriate to your particular circumstances, alternatively seek professional advice.

Where the General Advice relates to the acquisition or possible acquisition of a financial product, you should obtain a Product Disclosure Statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.

You will find further details of the service we provide and any cost to you within the Financial Services Guide. Prepared by EP Financial Services Pty Ltd (Elston Partners) ABN 52 130 772 495 AFSL 325 252.