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5th December 2014 - Private Wealth
The scenic coastal town of Ballina and the greater Northern Rivers region in Northern New South Wales has long been considered a lifestyle draw card. The white sandy surf beaches and hinterland environment are complimented by a strong sense of community spirit and an economy underpinned by industrial and commercial growth.
The diverse nature and advantageous location ensure Ballina is supported by a number of major industry sectors including retail, property and business services along with agricultural industries of beef, sugar, dairy, tropical fruits and more. As such, Ballina’s population is a mix of professionals, singles, families with children and retirees. They enjoy a current unemployment rate of 4.8%, well below the average for the Northern Rivers.
Local financial planning firm, Elston, have reported a noticeable upsurge in savvy residents and business owners seeking the advice of qualified financial planners, and the enquiry base seems to be across all levels, from Generation Y to Baby Boomers and everyone in between.
They credit an increased awareness of the importance of identifying financial goals to build and protect wealth, combined with the explosion in recent years of Self Managed Super Funds (SMFS) and other long term financial strategies. Supporting this movement, Ballina residents have shown a marked interest in actively seeking solutions to suit their individual requirements.
Now more than ever people are realising that accessing a trusted financial adviser is a good investment in itself. From budgeting to planning for retirement, to saving, to preparation for educational funding or managing your tax and insurance needs, a professional financial planner can tailor a solution to bring the elements of your financial life together.
Every individual and family has unique goals, limitations and assets. Personalised advice will result in a financial plan or investment strategy that will ultimately save you time, money and offer you peace of mind for your future.
The tangible benefits of financial planning services are multi-faceted to suit Ballina’s, and the Northern River’s, economic diversity and lifestyle climate. They include:
The right advice should be flexible to accommodate life’s hurdles and milestones: maybe you came into a large inheritance, or are expecting the arrival of a new family member. Perhaps you have recently relocated to the Northern Rivers region, have just sold a business or are facing redundancy. Sometime soon you might be responsible for the provision of aged care for elderly parents.
The Elston financial planning Ballina team are local, accessible and in tune with the lifestyles and attitudes of the Northern Rivers community. The Elston Ballina Team operates from centrally located offices in Cherry Street and service the greater Ballina Shire and Northern Rivers region of Lismore, Byron Bay, Evans Head, Casino, Yamba, Grafton , McLean, Mullumbimby, Brunswick Heads, Ocean shores and Murwillumbah.
If you are ready to pursue your financial goals, Elston are on hand with their trademark personalised service. Why not get in touch with one of Elston’s Northern Rivers financial planners today to discuss your financial goals.
Elston advisers are authorised by EP Financial Services Pty Ltd ABN 52 130 772 495 AFSL 325252
Reference Source:
Ballina Shire Council 2014, Ballina Shire Economic Profile, October 2014
This material has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this material is General Advice and does not take into account any person’s individual investment objectives, financial situation or needs. Before making an investment decision based on this advice you should consider whether it is appropriate to your particular circumstances, alternatively seek professional advice. Where the General Advice relates to the acquisition or possible acquisition of a financial product, you should obtain a Product Disclosure Statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product. You will find further details of the service we provide and any cost to you within the Financial Services Guide. Any references to past investment performance are not an indication of future investment returns. Prepared by EP Financial Service Pty Ltd ABN 52 130 772 495 AFSL 325 252 (“Elston”). Although every effort has been made to verify the accuracy of the information contained in this material, Elston, its officers, representatives, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this material or any loss or damage suffered by any person directly or indirectly through relying on this information.
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